The Ministry of Employment (“Ministry”) has recently issued Regulation No. 35 of 2016 on Procedures for the Granting of, Requirements, and Types of Additional Facilities under the Old-Age Benefits Program (“Regulation 35/2016”).In essence, Regulation 35/2016 implements Article 25 (3) of Government Regulation No. 46 of 2015 on the Old-Age Benefit Program, [1] which set out further guidelines for Social Security Agency for Labor (Badan Penyelenggara Jaminan Sosisal Ketenagakerjaan –“BPJS for Labor”) in providing additional facilities for its participants. [2] These guidelines encompass the following areas:

House-Financing Facilities under BPJS for Labor
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